Box 31 sounds like an invitation to something special and mysterious. In the world of personal injury protection insurance (PIP), Box 31 is an archaic defense implemented by our beloved PIP insurance companies. This defense is archaic in that the insurer “should know” the amounts/and type of treatment the medical
The holidays are coming up and many of us will be traveling to see friends and families. AAA estimates that during the Christmas and New Year’s season, roughly 95 million Americans hit the road. Whenever there are more cars on the road, the chances of accidents increase. That’s why it’s
Narcolepsy is a brain disorder that involves poor control of sleep-wake cycles. People who suffer from narcolepsy experience periods of extreme daytime fatigue and sleepiness. These periods of fatigue can come on suddenly and last for a few seconds or several minutes. If you suffer from narcolepsy you may be
When applying for Social Security disability (SSD) benefits be sure to avoid the following in order to give your case a better chance of being approved: Use or abuse drugs and/or alcohol The use or abuse of drugs and/or alcohol can easily result in a denial of benefits. If your
We all have seen the ads and jingles. There is a reason why there are so many insurance company ads on TV and radio — it’s BIG BUSINESS, and business is booming! Just look at some of the reported revenue of the big insurers from 2013: State Farm (“Like a
Just when you think veterans cannot be treated any worse, it happens. In the wake of the VA hospital wait times, which is still being sorted out, there is an emerging issue with “stolen valor.” This is not necessarily a new issue, but it is definitely becoming more prevalent these
As a personal injury attorney, I represent clients that are seriously injured by another. These injuries can be caused by either an intentional tort or by negligence. However, there are HUGE differences between these types of cases and the collectability (amount of recovery available) of them. There are seven recognized
If you are considering applying for Social Security disability benefits there are three different ways to could apply for the benefits: Submit a paper application. This can be done either by going into your local Social Security office and sitting down with a clerk to fill out the application, or
The recent United States Court of Appeals for the 11th Circuit opinion in Franza v. Royal Caribbean Cruises, LTD. now allows passengers injured as the result of medical negligence while onboard the ability to sue the cruise line based on agency theory. This case effectively overrules the case Barbetta v.
What are demand letters? A law student will always remember three key phrases upon graduation: offer, acceptance, consideration. When choosing to litigate in the field of Personal Injury Protection (PIP), a PIP attorney will always remember that a demand letter is due prior to filing a complaint. Moreover, any competent
